A warning to banks when dealing with elderly customers

Shown below, is an actual letter that was sent to a bank by an 86 year old woman.

Dear Sir:

I am writing to thank you for bouncing my cheque with which I endeavored to pay my plumber last month.

By my calculations, three nanoseconds must have elapsed between his presenting the cheque and the arrival of your letter staing my lack of funds in my account needed to honour it. I refer, of course, to the automatic monthly deposit of my entire pension, an arrangement which, I admit, has been in place for only eight years. You are to be commended for seizing that brief window of opportunity, and also for debiting my account £30 by way of penalty for the inconvenience caused to your bank. My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways.

I noticed that whereas I personally answer your telephone calls and letters, --- when I try to contact you, I am confronted by the impersonal, overcharging, pre-recorded, faceless entity which your bank has become.

From now on, I, like you, choose only to deal with a flesh-and-blood person. My mortgage and loan repayments will therefore and hereafter no longer be automatic, but will arrive at your bank, by cheque, addressed personally and confidentially to an employee of nominated by you at your bank.

Be aware that it is an offence under the Postal Act for any other person to open such an envelope. Please find attached an Application Contact which I require the nomiated employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your
bank knows about me, there is no alternative. Please note that all copies of his or her medical history must be countersigned by a Notary Public, and the mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof. In due course, at MY
convenience, I will issue your employee with a PIN number which he/she must quote in dealings with me.

I regret that it cannot be shorter than 28 digits but, again, I have modeled it on the number of button presses required of me to access my account balance on your phone bank service. As they say, imitation is the
sincerest form of flattery.

Let me level the playing field even further.

When you call me, press buttons as follows:

Immediately after dialing my number, press the Star (*) button for English. Then continuing to use your keypad, press for the following options:

1. To make an appointment to see me

2. To query a missing payment.

3. To transfer the call to my living room in case I am there

4. To transfer the call to my bedroom in case I am sleeping

5. To transfer the call to my toilet in case I am attending to nature.

6. To transfer the call to my mobile phone if I am not at home

7. To leave a message on my computer, a password to access my computer is required.

A Password will be communicated to you at a later date to the Authorised Contact mentioned earlier.

8. To return to the main menu and to listen to options 1 through 7.

9. To make a general complaint or inquiry. The contact will then be put on hold for an indefinite period of time pending the attention of my automated
answering service.

10. This is a second reminder to press the Star (*) key for English. While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call.

Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement. May I wish you a happy, if ever so slightly less prosperous New Year?

Your Humble Client

[starstruck]

That'll teach them ......dont mess with Supergran
Wonder if she got a reply back?....hmmmmmm!....I think not..